Pension Credits

Pension Credit is one of the most underclaimed benefits in the UK.

• What is Pension credit?

It’s a benefit for people over State Pension age. It tops up your income even if you have savings in the bank. It is made up of two parts Guarantee Credit & Savings credit. Guarantee Credit tops up your weekly income to a guaranteed minimum level & Savings Credit is extra money if you’ve got some savings or your income is higher than the basic state pension. Click for more Info: River Clyde Homes MONEY TALKS Magazine.

• You must have reached state pension age before April 2016 to be eligible for Savings Credit.

Call our Financial Wellbeing Team on 01475 788887 and let us support you with your Finances!

You may get help with more benefits if you get Pension Credit:

• Free NHS dental treatment, and you can claim help towards costs the costs of glasses and travel to hospital. 

• You can also qualify for Winter Heating Allowance, Winter Heating Payment will be paid from December 2024 and will be £58.75.  
• You could get help from Housing Benefit and Council Tax Reduction.  
• If you’re over 75, you can get a FREE TV licence.
• You can also qualify for the Winter Fuel Payment.

How to claim  

• Make sure you are State Pension age  
• Call the Pension Credit Claim Line on 0800 99 1234 
• Claim online at www.gov.uk/pension-credit/how-to-claim